Do We Really Need Medical Card?

Do We Really Need Medical Card?
I’m sure that everybody must possess their individual medical card. This is due to that the medical expense is rising from time to time. Why does people throng in Government Hospital instead of Private Hospital when they need hospitalization? THIS IS BECAUSE THEY DON’T HAVE THEIR OWN MEDICAL CARD WHICH MAY PAY UP THE MEDICAL EXPENSES FOR THEM. As a result, they can only stay in GH and sometimes for certain particular operation, they need to wait and queue which due to lack of equipment, surgeons or even medicine. This sometimes post risk and danger to their life especially for some emergency or critical sicknesses.
WE BUY MEDICAL CARD NOT BECAUSE WE ARE GOING TO HOSPITALIZE, BUT IS TO MAKE ADVANCE PREPARATION IN THE EVENT OF HOSPITALIZATION. And with the medical card, we have already transfer our risk to the Insurance Company or relevant institution. I can say 90% of our risk is transfered to them. At my opinion, everybody must have their own medical card. Do you think you can settle your own medical bills which cost RM20,000 yourself using CASH? Even you have it, have you think how long you need to save to get this amount? So, sakit hati right to spend all your saving just because of a single accident? So, we always say wise people always use the money in the others pocket instead of using their own money.
So, better to get one before is too late. And you must get a MODERN medical card instead of traditional one. This is because MODERN one have CASH VALUE, FLAT PREMIUM, INCLUDE WITH LIFE PROCTECTION (DEATH, DISABILITY AND DISEASE). If something bad happen, you get reimbursement for it, if nothing happen, all the premium you paid is your saving or retirement fund. For this MODERN type, company cannot reject the renewal of your policy at each anniversary year. In the traditional one, company may reject to insure an individual after taking into consideration of its previous year medical record or impose extra premium on it. Meanwhile, the PREMIUM WILL RISE ACCORDING TO AGE for traditional type. So, still waiting for what?
GET YOUR PRUDENTIAL BSN MEDICAL CARD NOW
• IF ONE DAY YOU CAN’T BRING HOME THE INCOME
PLEASE, PLEASE DON’T BRING HOME THE BURDEN